Ah, you're making me nostalgic. Don't worry, soon instead of being frightened of your student loans, you'll just feel heavy as if you're carrying the dead-weight of a huge albatross around your neck for years. Welcome to the club of the overly-educated debtors! Have a drink and a cigar (although you can't afford them).

My one bit of advice: get your loans consolidated into one low interest loan (try for 5% or less) with at least a 10 year payback. Then pay more than your monthly payment whenever you can afford to do so.